C&K Partnership
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Terms of Service

Last Updated: January 2024

Welcome to C&K Partnership LLC ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website and financial services. By accessing our website or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

2. Eligibility

Our services are intended for businesses and individuals who are at least 18 years of age and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Services Overview

C&K Partnership LLC provides direct lending and financial services to businesses, including but not limited to working capital solutions, equipment financing, and business expansion funding. The specific terms of any financial products or services will be outlined in separate agreements.

4. Application Process

Submission

When you submit an application for financial services, you agree to provide accurate, complete, and current information. We reserve the right to verify any information you provide and to request additional documentation as needed.

No Guarantee of Approval

Submission of an application does not guarantee approval or funding. All applications are subject to our underwriting and approval process. We reserve the right to approve, deny, or modify any application in our sole discretion.

Credit Check Authorization

By submitting an application, you authorize us to obtain credit reports and other financial information from credit bureaus and third parties to evaluate your application.

5. SMS/MMS Messaging Terms

Consent to Receive Messages

By providing your mobile phone number and consenting to receive SMS/MMS messages from C&K Partnership LLC, you agree to receive recurring marketing and promotional text messages sent via an automated telephone dialing system (ATDS). These messages may include offers, updates, product information, and other communications about our financial services.

Message Frequency and Charges

Message frequency varies based on your interaction with our services and ongoing promotional campaigns. You may receive up to 4 messages per month. Standard message and data rates may apply depending on your mobile carrier's plan. Please contact your carrier for pricing details.

Opt-Out Procedures

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. Upon receipt of your STOP request, we will send you a confirmation message and cease sending you promotional messages. For assistance, reply HELP to any message or contact us at ck@candkpartnership.com.

Consent Not Required for Purchase

Your consent to receive marketing messages via automated telephone dialing system is NOT a condition of purchasing any goods or services from C&K Partnership LLC. You may choose to receive or decline marketing messages without affecting your ability to apply for or receive our financial services.

Supported Carriers and Delivery

Our SMS/MMS messaging service is supported by major carriers, but we do not guarantee delivery to all carriers or devices. We are not liable for delayed or undelivered messages caused by carrier issues, device compatibility, or network conditions.

6. Website Use and Restrictions

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the operation of our website
  • Transmit viruses, malware, or other harmful code
  • Collect or harvest personal information about other users
  • Use automated systems (bots, scrapers) to access our website without permission

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of C&K Partnership LLC or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

8. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by C&K Partnership LLC. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

9. Disclaimers and Limitations of Liability

No Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, C&K Partnership LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our website or services.

10. Indemnification

You agree to indemnify, defend, and hold harmless C&K Partnership LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our website or services, your violation of these Terms, or your violation of any rights of another.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the state in which C&K Partnership LLC operates, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Changes to Terms

We reserve the right to modify or update these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

13. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, with or without cause, and with or without notice. Upon termination, your right to use our website and services will immediately cease.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements you enter into with C&K Partnership LLC, constitute the entire agreement between you and us regarding your use of our website and services.

16. Contact Information

If you have any questions about these Terms, please contact us at:

C&K Partnership LLC
Email: ck@candkpartnership.com

C&K Partnership LLC

Direct Lending | Financial Services

ck@candkpartnership.com

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