Privacy Policy

C&K Partnership LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We collect information that you voluntarily provide to us when you:

• Submit an application for financial services
• Contact us via email or contact forms
• Subscribe to our communications
• Participate in surveys or promotional activities

This information may include:

• Name and contact information (email address, mailing address)
• Business information (company name, business structure, revenue data)
• Financial information (funding needs, credit history, banking details)
• Communication preferences and consent records

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on our site
• Referring website addresses

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your financial service applications
• Communicate with you about our services and your account
• Improve our website, products, and services
• Send marketing communications (with your consent)
• Comply with legal obligations and enforce our agreements
• Detect, prevent, and address fraud or security issues

3. SMS/MMS Messaging Program

Consent and Enrollment

By providing your consent through our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from C&K Partnership LLC sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

Message Frequency and Charges

Message frequency varies based on your interaction with our services and promotional campaigns. You may receive up to 4 messages per month. Message and data rates may apply based on your carrier's plan. Please consult your mobile service provider for details about your plan.

Opt-Out and Help

You can opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. Upon sending STOP, you will receive a final confirmation message. For assistance, reply HELP or contact us at ck@candkpartnership.com.

Important Notice

Consent is NOT a condition of purchase. You are not required to consent to receive marketing messages via automated telephone dialing system as a condition of purchasing any goods or services from C&K Partnership LLC.

Mobile Number Changes

If you change your mobile number, you are responsible for notifying us to update your contact preferences. We are not liable for messages sent to a number you no longer control.

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business (e.g., payment processors, marketing platforms, credit bureaus).
• Legal Requirements: We may disclose information when required by law, court order, or governmental regulation.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
• Consent: We may share information with your explicit consent for specific purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal data
• The right to correct inaccurate or incomplete information
• The right to request deletion of your personal information
• The right to opt out of marketing communications
• The right to withdraw consent where processing is based on consent

To exercise these rights, please contact us at ck@candkpartnership.com.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

C&K Partnership LLC
Email: ck@candkpartnership.com